SOFI Anchor's Analysis
Last 3 Months: 2026-06-24 to present • 39 trades in period
+35.74%
Last 3 Months Return
$16,270.29
Current Value
51%
Win Rate
$11,986.42
Period Start
PHASE 1: COMPLACENT DECLINE
😴 Complacent Bear (strategies struggle)
Price declining but no fear. Strategies historically underperform. Wait for fear to build.
Fear & Greed
71
Greed
VIX
14.2
LOW
10Y Yield
5.11%
HIGH
Yield Curve
+0.31%
NORMAL
HY Spread
2.68
CALM
🌍 Kp Index
🟢 0.5
Quiet
RSI(14)
14.6 oversold
20d Trend
-30.9%
5d Trend
-17.8%
EMA20 Dist
-19.9%
ATR%
6.6%
Range Pos
2%
Bounce Ratio
0.1×
Green/Red 10d
1/9
Strategy Score Scored Sep 24, 2026
42
Lifetime
Confidence: 100%
Quality Components
Return-to-Risk
11.0/35
Total Return
15.0/25
Win Rate
8.2/15
Profit Factor
2.6/15
Consistency
5.2/10
Raw Quality
41.8/100
× Confidence 1.00
= 41.7
30-Day Momentum
75
+12.8%
30d Return
54%
Win Rate
13
Trades
2.5×
Profit Factor
Quality: 79.1
Conf: 0.95×
Accelerating (+34 vs lifetime)
Momentum meets PRO threshold (40+)
How Scoring Works:
Score = Quality × Confidence.
Quality (0-100) rates absolute performance across 5 dimensions:
Return-to-Risk (35pts), Total Return (25pts), Win Rate (15pts), Profit Factor (15pts), Consistency (10pts).
Confidence (100%) adjusts for trade count and freshness —
more trades + recent activity = higher confidence.
Momentum uses the same model recalibrated for a 30-day trailing window.
PRO status requires both Lifetime Score ≥ 70 and Momentum ≥ 40.
Data Transparency (Last 3 Months)
Hybrid data: Historical backfill + Yahoo/Alpaca (live) - verifiable market data
Data Source
Yahoo + Alpaca
Candles in Period
5,070
Timeframe
5-Minute Bars
Period Range
2026-06-24 → 2026-09-24
Trading Days
65 days
Data Gaps
None (2 market holidays)
Market Closed (2 days)
2026-07-03 — Independence Day (observed), 2026-09-07 — Labor Day
Brokerage: Alpaca Markets
✓ Tradeable on Alpaca
Stocks: Commission-free • Market hours: 9:30 AM - 4:00 PM ET
To execute these strategies, you'll need an Alpaca brokerage account.
Performance Summary (Last 3 Months)
Period Start Capital
$11,986.42
Current Value
$16,270.29
Period P&L
$4,283.86
Max Drawdown
-20.0%
Sharpe Ratio
0.36
Trade Statistics (Last 3 Months)
Trades in Period
39
Winners / Losers
20 /
19
Best Trade
+6.01%
Worst Trade
-1.45%
Avg Trade Return
+0.81%
Avg Hold Time
23.3h
💰 Trading Cost Analysis (Alpaca Fees) (Last 3 Months)
Asset Type
📈 Stock
Fee Rate
FREE
Total Volume
$1,099,854.17
Estimated Fees
$0.00
Gross P&L
$4,283.86
Net P&L (after fees)
$4,283.86
Gross Return
+35.74%
Net Return (after fees)
+35.74%
✅ Stocks: Alpaca offers commission-free stock trading.
No fees on this symbol!
Actual fees may vary based on your volume tier. See Alpaca pricing.
Equity Curve — Your Money Over Time
Each dot is a completed trade. ● Green = profitable trade, ● Red = losing trade. Hover for details.
The dashed blue line shows your starting $10,000. Points above = profit, points below = loss.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
Price Action + Equity Overlay
📈 SOFI Price (left axis) vs 📊 Your Equity (right axis). See how the stock price moved while you held positions.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
📊 Price data: 65 trading days
🎯 Trade markers show BUY (▲) and SELL (▼) points
Trade History (Last 3 Months - 39 trades)
How to Read This Table
Each row is one complete trade cycle (BUY → HOLD → SELL). Anchor had $11,986.42 at period start. When he sees a buy signal, he uses all available cash to buy shares. He holds until hitting his +5% target, -10% stop loss, or 30-day limit. After selling, the profit/loss is added to his balance, and the next trade uses that new balance.
| # | Action | Date & Time | Price/Share | Shares | Total Value | Balance After | Result | Exit Reason |
|---|---|---|---|---|---|---|---|---|
| 1 | 🟢 BUY | Jun 24, 2026 3:00pm ET | $17.38 | 689 | $11,971.38 | — | — | — |
| 🔴 SELL | Jun 25, 2026 9:30am ET | $17.42 | 689 | $12,005.82 | $12,020.87 |
+$34.45 (+0.3%) |
⏰ 30 Day Max
18.5h held |
|
| 2 | 🟢 BUY | Jun 26, 2026 9:30am ET | $17.20 | 698 | $12,009.09 | — | — | — |
| 🔴 SELL | Jun 29, 2026 9:30am ET | $17.99 | 698 | $12,556.95 | $12,568.73 |
+$547.86 (+4.6%) |
⏰ 30 Day Max
3d held |
|
| 3 | 🟢 BUY | Jun 30, 2026 9:35am ET | $17.99 | 698 | $12,553.53 | — | — | — |
| 🔴 SELL | Jun 30, 2026 10:50am ET | $17.73 | 698 | $12,372.05 | $12,387.25 |
$-181.48 (-1.4%) |
🛑 -10% Stop
1.3h held |
|
| 4 | 🟢 BUY | Jul 1, 2026 2:05pm ET | $18.56 | 667 | $12,376.19 | — | — | — |
| 🔴 SELL | Jul 2, 2026 9:30am ET | $18.99 | 667 | $12,663.00 | $12,674.06 |
+$286.81 (+2.3%) |
⏰ 30 Day Max
19.4h held |
|
| 5 | 🟢 BUY | Jul 6, 2026 12:55pm ET | $18.88 | 671 | $12,668.55 | — | — | — |
| 🔴 SELL | Jul 6, 2026 1:45pm ET | $18.66 | 671 | $12,520.99 | $12,526.51 |
$-147.55 (-1.2%) |
🛑 -10% Stop
50m held |
|
| 6 | 🟢 BUY | Jul 7, 2026 1:50pm ET | $18.10 | 692 | $12,525.20 | — | — | — |
| 🔴 SELL | Jul 7, 2026 2:55pm ET | $17.91 | 692 | $12,392.82 | $12,394.13 |
$-132.38 (-1.1%) |
🛑 -10% Stop
1.1h held |
|
| 7 | 🟢 BUY | Jul 9, 2026 11:30am ET | $18.06 | 686 | $12,385.73 | — | — | — |
| 🔴 SELL | Jul 10, 2026 9:30am ET | $19.14 | 686 | $13,130.04 | $13,138.44 |
+$744.31 (+6.0%) |
⏰ 30 Day Max
22h held |
|
| 8 | 🟢 BUY | Jul 13, 2026 9:45am ET | $18.55 | 708 | $13,132.27 | — | — | — |
| 🔴 SELL | Jul 13, 2026 11:35am ET | $18.33 | 708 | $12,981.18 | $12,987.35 |
$-151.09 (-1.2%) |
🛑 -10% Stop
1.8h held |
|
| 9 | 🟢 BUY | Jul 14, 2026 11:35am ET | $18.38 | 706 | $12,977.69 | — | — | — |
| 🔴 SELL | Jul 15, 2026 9:30am ET | $18.73 | 706 | $13,219.85 | $13,229.51 |
+$242.16 (+1.9%) |
⏰ 30 Day Max
21.9h held |
|
| 10 | 🟢 BUY | Jul 16, 2026 9:30am ET | $17.79 | 743 | $13,217.97 | — | — | — |
| 🔴 SELL | Jul 16, 2026 9:40am ET | $17.58 | 743 | $13,065.65 | $13,077.19 |
$-152.32 (-1.2%) |
🛑 -10% Stop
10m held |
|
| 11 | 🟢 BUY | Jul 17, 2026 9:40am ET | $16.53 | 791 | $13,075.23 | — | — | — |
| 🔴 SELL | Jul 20, 2026 9:30am ET | $17.25 | 791 | $13,648.70 | $13,650.67 |
+$573.47 (+4.4%) |
⏰ 30 Day Max
3d held |
|
| 12 | 🟢 BUY | Jul 21, 2026 12:40pm ET | $17.34 | 787 | $13,650.51 | — | — | — |
| 🔴 SELL | Jul 22, 2026 9:30am ET | $17.44 | 787 | $13,729.21 | $13,729.37 |
+$78.70 (+0.6%) |
⏰ 30 Day Max
20.8h held |
|
| 13 | 🟢 BUY | Jul 23, 2026 9:30am ET | $16.89 | 813 | $13,727.51 | — | — | — |
| 🔴 SELL | Jul 23, 2026 10:40am ET | $16.66 | 813 | $13,540.68 | $13,542.54 |
$-186.83 (-1.4%) |
🛑 -10% Stop
1.2h held |
|
| 14 | 🟢 BUY | Jul 24, 2026 10:40am ET | $16.34 | 828 | $13,529.52 | — | — | — |
| 🔴 SELL | Jul 27, 2026 9:30am ET | $17.20 | 828 | $14,245.74 | $14,258.76 |
+$716.22 (+5.3%) |
⏰ 30 Day Max
3d held |
|
| 15 | 🟢 BUY | Jul 28, 2026 9:30am ET | $16.39 | 869 | $14,245.52 | — | — | — |
| 🔴 SELL | Jul 28, 2026 9:50am ET | $16.22 | 869 | $14,091.70 | $14,104.95 |
$-153.81 (-1.1%) |
🛑 -10% Stop
20m held |
|
| 16 | 🟢 BUY | Jul 29, 2026 9:50am ET | $15.07 | 935 | $14,095.12 | — | — | — |
| 🔴 SELL | Jul 29, 2026 10:10am ET | $14.90 | 935 | $13,936.17 | $13,946.00 |
$-158.95 (-1.1%) |
🛑 -10% Stop
20m held |
|
| 17 | 🟢 BUY | Jul 31, 2026 9:50am ET | $16.17 | 862 | $13,934.23 | — | — | — |
| 🔴 SELL | Jul 31, 2026 10:05am ET | $15.98 | 862 | $13,774.76 | $13,786.53 |
$-159.47 (-1.1%) |
🛑 -10% Stop
15m held |
|
| 18 | 🟢 BUY | Aug 4, 2026 2:35pm ET | $18.52 | 744 | $13,778.88 | — | — | — |
| 🔴 SELL | Aug 5, 2026 9:30am ET | $18.73 | 744 | $13,935.12 | $13,942.77 |
+$156.24 (+1.1%) |
⏰ 30 Day Max
18.9h held |
|
| 19 | 🟢 BUY | Aug 6, 2026 9:30am ET | $17.93 | 777 | $13,935.49 | — | — | — |
| 🔴 SELL | Aug 7, 2026 9:30am ET | $18.42 | 777 | $14,312.34 | $14,319.62 |
+$376.85 (+2.7%) |
⏰ 30 Day Max
1d held |
|
| 20 | 🟢 BUY | Aug 10, 2026 10:00am ET | $18.24 | 785 | $14,318.40 | — | — | — |
| 🔴 SELL | Aug 10, 2026 11:00am ET | $18.02 | 785 | $14,145.78 | $14,147.00 |
$-172.62 (-1.2%) |
🛑 -10% Stop
1h held |
|
| 21 | 🟢 BUY | Aug 11, 2026 11:20am ET | $18.13 | 780 | $14,137.50 | — | — | — |
| 🔴 SELL | Aug 11, 2026 12:25pm ET | $17.92 | 780 | $13,977.68 | $13,987.18 |
$-159.82 (-1.1%) |
🛑 -10% Stop
1.1h held |
|
| 22 | 🟢 BUY | Aug 12, 2026 2:25pm ET | $17.90 | 781 | $13,976.00 | — | — | — |
| 🔴 SELL | Aug 13, 2026 9:30am ET | $18.14 | 781 | $14,167.34 | $14,178.52 |
+$191.34 (+1.4%) |
⏰ 30 Day Max
19.1h held |
|
| 23 | 🟢 BUY | Aug 14, 2026 9:30am ET | $18.39 | 770 | $14,161.07 | — | — | — |
| 🔴 SELL | Aug 17, 2026 9:30am ET | $18.59 | 770 | $14,314.30 | $14,331.75 |
+$153.23 (+1.1%) |
⏰ 30 Day Max
3d held |
|
| 24 | 🟢 BUY | Aug 18, 2026 9:30am ET | $17.96 | 797 | $14,314.12 | — | — | — |
| 🔴 SELL | Aug 18, 2026 3:00pm ET | $17.76 | 797 | $14,154.72 | $14,172.35 |
$-159.40 (-1.1%) |
🛑 -10% Stop
5.5h held |
|
| 25 | 🟢 BUY | Aug 19, 2026 3:00pm ET | $18.35 | 772 | $14,166.97 | — | — | — |
| 🔴 SELL | Aug 20, 2026 9:30am ET | $18.94 | 772 | $14,621.68 | $14,627.06 |
+$454.71 (+3.2%) |
⏰ 30 Day Max
18.5h held |
|
| 26 | 🟢 BUY | Aug 21, 2026 12:20pm ET | $18.89 | 774 | $14,616.99 | — | — | — |
| 🔴 SELL | Aug 24, 2026 9:30am ET | $18.62 | 774 | $14,411.88 | $14,421.95 |
$-205.11 (-1.4%) |
🛑 -10% Stop
2.9d held |
|
| 27 | 🟢 BUY | Aug 21, 2026 12:20pm ET | $18.89 | 774 | $14,616.99 | — | — | — |
| 🔴 SELL | Aug 26, 2026 9:30am ET | $19.02 | 774 | $14,721.48 | $14,526.44 |
+$104.49 (+0.7%) |
⏰ 30 Day Max
4.9d held |
|
| 28 | 🟢 BUY | Aug 27, 2026 9:35am ET | $18.72 | 775 | $14,508.00 | — | — | — |
| 🔴 SELL | Aug 28, 2026 9:30am ET | $19.23 | 775 | $14,903.25 | $14,921.69 |
+$395.25 (+2.7%) |
⏰ 30 Day Max
23.9h held |
|
| 29 | 🟢 BUY | Aug 31, 2026 9:30am ET | $17.80 | 838 | $14,914.47 | — | — | — |
| 🔴 SELL | Aug 31, 2026 9:50am ET | $17.59 | 838 | $14,744.61 | $14,751.83 |
$-169.86 (-1.1%) |
🛑 -10% Stop
20m held |
|
| 30 | 🟢 BUY | Sep 1, 2026 9:50am ET | $17.43 | 846 | $14,745.69 | — | — | — |
| 🔴 SELL | Sep 1, 2026 11:20am ET | $17.25 | 846 | $14,597.73 | $14,603.86 |
$-147.97 (-1.0%) |
🛑 -10% Stop
1.5h held |
|
| 31 | 🟢 BUY | Sep 2, 2026 11:45am ET | $17.74 | 823 | $14,595.91 | — | — | — |
| 🔴 SELL | Sep 3, 2026 9:30am ET | $18.55 | 823 | $15,266.73 | $15,274.69 |
+$670.83 (+4.6%) |
⏰ 30 Day Max
21.8h held |
|
| 32 | 🟢 BUY | Sep 4, 2026 9:30am ET | $18.09 | 844 | $15,272.18 | — | — | — |
| 🔴 SELL | Sep 8, 2026 9:30am ET | $18.26 | 844 | $15,410.76 | $15,413.27 |
+$138.58 (+0.9%) |
⏰ 30 Day Max
4d held |
|
| 33 | 🟢 BUY | Sep 9, 2026 9:35am ET | $17.87 | 862 | $15,403.94 | — | — | — |
| 🔴 SELL | Sep 9, 2026 10:00am ET | $17.68 | 862 | $15,244.47 | $15,253.80 |
$-159.47 (-1.0%) |
🛑 -10% Stop
25m held |
|
| 34 | 🟢 BUY | Sep 10, 2026 10:00am ET | $17.15 | 889 | $15,241.91 | — | — | — |
| 🔴 SELL | Sep 11, 2026 9:30am ET | $17.35 | 889 | $15,424.15 | $15,436.04 |
+$182.24 (+1.2%) |
⏰ 30 Day Max
23.5h held |
|
| 35 | 🟢 BUY | Sep 14, 2026 9:30am ET | $17.03 | 906 | $15,429.18 | — | — | — |
| 🔴 SELL | Sep 15, 2026 9:30am ET | $17.50 | 906 | $15,855.00 | $15,861.86 |
+$425.82 (+2.8%) |
⏰ 30 Day Max
1d held |
|
| 36 | 🟢 BUY | Sep 16, 2026 9:30am ET | $17.11 | 927 | $15,860.97 | — | — | — |
| 🔴 SELL | Sep 16, 2026 9:40am ET | $16.88 | 927 | $15,643.13 | $15,644.01 |
$-217.85 (-1.4%) |
🛑 -10% Stop
10m held |
|
| 37 | 🟢 BUY | Sep 17, 2026 1:15pm ET | $16.85 | 928 | $15,641.44 | — | — | — |
| 🔴 SELL | Sep 18, 2026 9:30am ET | $16.84 | 928 | $15,632.16 | $15,634.73 |
$-9.28 (-0.1%) |
⏰ 30 Day Max
20.3h held |
|
| 38 | 🟢 BUY | Sep 21, 2026 9:50am ET | $16.89 | 925 | $15,623.16 | — | — | — |
| 🔴 SELL | Sep 22, 2026 9:30am ET | $17.77 | 925 | $16,441.87 | $16,453.45 |
+$818.72 (+5.2%) |
⏰ 30 Day Max
23.7h held |
|
| 39 | 🟢 BUY | Sep 23, 2026 9:30am ET | $17.07 | 964 | $16,450.66 | — | — | — |
| 🔴 SELL | Sep 23, 2026 10:10am ET | $16.88 | 964 | $16,267.50 | $16,270.29 |
$-183.16 (-1.1%) |
🛑 -10% Stop
40m held |
Started with: $10,000.00
Total Invested:
$10,000.00
Ended with:
$16,270.29
Net Profit/Loss:
+$6,270.29
Total Return:
+62.70%