SOFI Grace Crossover's Analysis
Last 3 Months: 2026-03-26 to present • 30 trades in period
-12.55%
Last 3 Months Return
$21,898.77
Current Value
37%
Win Rate
$25,041.51
Period Start
PHASE 2: FEAR TRANSITION
⚡ Fear Bear (strategies thrive)
Fear building. Reversal strategies are becoming viable. Watch for bounce signals.
Fear & Greed
13
Extreme Fear
VIX
18.6
NORMAL
10Y Yield
4.50%
ELEVATED
Yield Curve
+0.31%
NORMAL
HY Spread
2.76
CALM
🌍 Kp Index
⛈️ 3.6
Severe
⛈️ 1 storm day in 7d
RSI(14)
14.6 oversold
20d Trend
-30.9%
5d Trend
-17.8%
EMA20 Dist
-19.9%
ATR%
6.6%
Range Pos
2%
Bounce Ratio
0.1×
Green/Red 10d
1/9
🌍 Geophysical Tilt: Storm regime: volume-spike & macro strategies historically +3% differential. Sentiment strategies struggle.
Strategy Score Scored Jun 26, 2026
45
Lifetime
Confidence: 99%
Quality Components
Return-to-Risk
18.3/35
Total Return
17.3/25
Win Rate
0.0/15
Profit Factor
3.0/15
Consistency
6.7/10
Raw Quality
45.2/100
× Confidence 0.99
= 44.7
30-Day Momentum
6
-13.0%
30d Return
13%
Win Rate
8
Trades
0.5×
Profit Factor
Quality: 7.1
Conf: 0.81×
Declining (-39 vs lifetime)
Momentum below PRO threshold (40+)
How Scoring Works:
Score = Quality × Confidence.
Quality (0-100) rates absolute performance across 5 dimensions:
Return-to-Risk (35pts), Total Return (25pts), Win Rate (15pts), Profit Factor (15pts), Consistency (10pts).
Confidence (99%) adjusts for trade count and freshness —
more trades + recent activity = higher confidence.
Momentum uses the same model recalibrated for a 30-day trailing window.
PRO status requires both Lifetime Score ≥ 70 and Momentum ≥ 40.
Data Transparency (Last 3 Months)
Hybrid data: Historical backfill + Yahoo/Alpaca (live) - verifiable market data
Data Source
Yahoo + Alpaca
Candles in Period
4,980
Timeframe
5-Minute Bars
Period Range
2026-03-26 → 2026-06-26
Trading Days
64 days
Data Gaps
None (3 market holidays)
Market Closed (3 days)
2026-04-03 — Good Friday, 2026-05-25 — Memorial Day, 2026-06-19 — Juneteenth
Brokerage: Alpaca Markets
✓ Tradeable on Alpaca
Stocks: Commission-free • Market hours: 9:30 AM - 4:00 PM ET
To execute these strategies, you'll need an Alpaca brokerage account.
Performance Summary (Last 3 Months)
Period Start Capital
$25,041.51
Current Value
$21,898.77
Period P&L
$-3,142.70
Max Drawdown
-22.8%
Sharpe Ratio
-0.15
Trade Statistics (Last 3 Months)
Trades in Period
30
Winners / Losers
11 /
19
Best Trade
+9.59%
Worst Trade
-4.49%
Avg Trade Return
-0.41%
Avg Hold Time
17.3h
💰 Trading Cost Analysis (Alpaca Fees) (Last 3 Months)
Asset Type
📈 Stock
Fee Rate
FREE
Total Volume
$1,475,323.33
Estimated Fees
$0.00
Gross P&L
$-3,142.70
Net P&L (after fees)
$-3,142.70
Gross Return
-12.55%
Net Return (after fees)
-12.55%
✅ Stocks: Alpaca offers commission-free stock trading.
No fees on this symbol!
Actual fees may vary based on your volume tier. See Alpaca pricing.
Equity Curve — Your Money Over Time
Each dot is a completed trade. ● Green = profitable trade, ● Red = losing trade. Hover for details.
The dashed blue line shows your starting $10,000. Points above = profit, points below = loss.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
Price Action + Equity Overlay
📈 SOFI Price (left axis) vs 📊 Your Equity (right axis). See how the stock price moved while you held positions.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
📊 Price data: 64 trading days
🎯 Trade markers show BUY (▲) and SELL (▼) points
Trade History (Last 3 Months - 30 trades)
How to Read This Table
Each row is one complete trade cycle (BUY → HOLD → SELL). Grace Crossover had $25,041.51 at period start. When he sees a buy signal, he uses all available cash to buy shares. He holds until hitting his +5% target, -10% stop loss, or 30-day limit. After selling, the profit/loss is added to his balance, and the next trade uses that new balance.
| # | Action | Date & Time | Price/Share | Shares | Total Value | Balance After | Result | Exit Reason |
|---|---|---|---|---|---|---|---|---|
| 1 | 🟢 BUY | Mar 26, 2026 3:20pm ET | $15.94 | 1,570 | $25,033.65 | — | — | — |
| 🔴 SELL | Mar 27, 2026 9:55am ET | $15.26 | 1,570 | $23,956.63 | $23,964.44 |
$-1,077.02 (-4.3%) |
🛑 -10% Stop
18.6h held |
|
| 2 | 🟢 BUY | Mar 30, 2026 11:05am ET | $15.39 | 1,557 | $23,954.45 | — | — | — |
| 🔴 SELL | Mar 31, 2026 11:55am ET | $15.40 | 1,557 | $23,985.58 | $23,995.58 |
+$31.14 (+0.1%) |
DEATH_CROSS
1d held |
|
| 3 | 🟢 BUY | Apr 1, 2026 3:45pm ET | $15.69 | 1,529 | $23,982.37 | — | — | — |
| 🔴 SELL | Apr 2, 2026 9:30am ET | $15.18 | 1,529 | $23,210.22 | $23,223.43 |
$-772.15 (-3.2%) |
DEATH_CROSS
17.8h held |
|
| 4 | 🟢 BUY | Apr 6, 2026 2:20pm ET | $16.19 | 1,433 | $23,207.43 | — | — | — |
| 🔴 SELL | Apr 6, 2026 2:50pm ET | $16.15 | 1,433 | $23,142.95 | $23,158.94 |
$-64.49 (-0.3%) |
DEATH_CROSS
30m held |
|
| 5 | 🟢 BUY | Apr 7, 2026 3:50pm ET | $16.16 | 1,433 | $23,150.12 | — | — | — |
| 🔴 SELL | Apr 8, 2026 9:30am ET | $17.70 | 1,433 | $25,371.26 | $25,380.09 |
+$2,221.15 (+9.6%) |
🎯 +5% Target
17.7h held |
|
| 6 | 🟢 BUY | Apr 9, 2026 11:40am ET | $16.20 | 1,566 | $25,377.03 | — | — | — |
| 🔴 SELL | Apr 9, 2026 2:15pm ET | $16.20 | 1,566 | $25,377.03 | $25,380.09 |
$0.00 (+0.0%) |
DEATH_CROSS
2.6h held |
|
| 7 | 🟢 BUY | Apr 10, 2026 3:10pm ET | $16.24 | 1,562 | $25,366.88 | — | — | — |
| 🔴 SELL | Apr 13, 2026 9:30am ET | $16.00 | 1,562 | $24,992.00 | $25,005.21 |
$-374.88 (-1.5%) |
DEATH_CROSS
2.8d held |
|
| 8 | 🟢 BUY | Apr 14, 2026 3:05pm ET | $17.83 | 1,402 | $25,004.67 | — | — | — |
| 🔴 SELL | Apr 15, 2026 12:55pm ET | $18.31 | 1,402 | $25,670.76 | $25,671.30 |
+$666.09 (+2.7%) |
DEATH_CROSS
21.8h held |
|
| 9 | 🟢 BUY | Apr 16, 2026 3:10pm ET | $19.13 | 1,342 | $25,665.75 | — | — | — |
| 🔴 SELL | Apr 16, 2026 3:55pm ET | $19.05 | 1,342 | $25,558.39 | $25,563.94 |
$-107.36 (-0.4%) |
DEATH_CROSS
45m held |
|
| 10 | 🟢 BUY | Apr 20, 2026 10:00am ET | $19.57 | 1,306 | $25,558.42 | — | — | — |
| 🔴 SELL | Apr 20, 2026 12:05pm ET | $19.33 | 1,306 | $25,251.51 | $25,257.03 |
$-306.91 (-1.2%) |
DEATH_CROSS
2.1h held |
|
| 11 | 🟢 BUY | Apr 21, 2026 12:50pm ET | $19.32 | 1,307 | $25,251.24 | — | — | — |
| 🔴 SELL | Apr 21, 2026 1:05pm ET | $19.19 | 1,307 | $25,087.86 | $25,093.66 |
$-163.38 (-0.6%) |
DEATH_CROSS
15m held |
|
| 12 | 🟢 BUY | Apr 22, 2026 1:25pm ET | $19.05 | 1,317 | $25,082.27 | — | — | — |
| 🔴 SELL | Apr 22, 2026 2:10pm ET | $18.98 | 1,317 | $24,990.08 | $25,001.47 |
$-92.19 (-0.4%) |
DEATH_CROSS
45m held |
|
| 13 | 🟢 BUY | Apr 23, 2026 3:15pm ET | $18.37 | 1,360 | $24,983.20 | — | — | — |
| 🔴 SELL | Apr 24, 2026 9:55am ET | $18.25 | 1,360 | $24,813.20 | $24,831.47 |
$-170.00 (-0.7%) |
DEATH_CROSS
18.7h held |
|
| 14 | 🟢 BUY | Apr 27, 2026 12:10pm ET | $18.75 | 1,323 | $24,812.86 | — | — | — |
| 🔴 SELL | Apr 28, 2026 3:05pm ET | $18.65 | 1,323 | $24,667.34 | $24,685.94 |
$-145.53 (-0.6%) |
DEATH_CROSS
1.1d held |
|
| 15 | 🟢 BUY | Apr 30, 2026 9:45am ET | $15.82 | 1,560 | $24,679.98 | — | — | — |
| 🔴 SELL | Apr 30, 2026 1:55pm ET | $16.11 | 1,560 | $25,131.60 | $25,137.56 |
+$451.62 (+1.8%) |
DEATH_CROSS
4.2h held |
|
| 16 | 🟢 BUY | May 4, 2026 9:50am ET | $16.60 | 1,514 | $25,132.55 | — | — | — |
| 🔴 SELL | May 4, 2026 2:15pm ET | $16.32 | 1,514 | $24,700.91 | $24,705.92 |
$-431.64 (-1.7%) |
DEATH_CROSS
4.4h held |
|
| 17 | 🟢 BUY | May 5, 2026 3:20pm ET | $16.13 | 1,531 | $24,699.78 | — | — | — |
| 🔴 SELL | May 7, 2026 10:30am ET | $16.22 | 1,531 | $24,825.17 | $24,831.31 |
+$125.39 (+0.5%) |
DEATH_CROSS
1.8d held |
|
| 18 | 🟢 BUY | May 8, 2026 1:55pm ET | $15.66 | 1,585 | $24,829.02 | — | — | — |
| 🔴 SELL | May 11, 2026 2:25pm ET | $16.03 | 1,585 | $25,401.05 | $25,403.34 |
+$572.03 (+2.3%) |
DEATH_CROSS
3d held |
|
| 19 | 🟢 BUY | May 14, 2026 10:10am ET | $15.47 | 1,642 | $25,393.53 | — | — | — |
| 🔴 SELL | May 15, 2026 9:30am ET | $15.59 | 1,642 | $25,590.57 | $25,600.38 |
+$197.04 (+0.8%) |
DEATH_CROSS
23.3h held |
|
| 20 | 🟢 BUY | May 18, 2026 9:50am ET | $15.84 | 1,615 | $25,584.83 | — | — | — |
| 🔴 SELL | May 19, 2026 9:35am ET | $15.32 | 1,615 | $24,741.80 | $24,757.35 |
$-843.03 (-3.3%) |
DEATH_CROSS
23.8h held |
|
| 21 | 🟢 BUY | May 20, 2026 10:00am ET | $15.35 | 1,612 | $24,744.20 | — | — | — |
| 🔴 SELL | May 21, 2026 9:35am ET | $15.53 | 1,612 | $25,034.36 | $25,047.51 |
+$290.16 (+1.2%) |
DEATH_CROSS
23.6h held |
|
| 22 | 🟢 BUY | May 22, 2026 12:30pm ET | $15.53 | 1,612 | $25,040.32 | — | — | — |
| 🔴 SELL | May 22, 2026 3:25pm ET | $15.61 | 1,612 | $25,162.84 | $25,170.02 |
+$122.51 (+0.5%) |
DEATH_CROSS
2.9h held |
|
| 23 | 🟢 BUY | May 27, 2026 9:30am ET | $16.02 | 1,570 | $25,159.25 | — | — | — |
| 🔴 SELL | May 27, 2026 12:50pm ET | $16.34 | 1,570 | $25,653.64 | $25,664.41 |
+$494.39 (+2.0%) |
DEATH_CROSS
3.3h held |
|
| 24 | 🟢 BUY | Jun 1, 2026 11:00am ET | $18.24 | 1,407 | $25,660.72 | — | — | — |
| 🔴 SELL | Jun 2, 2026 3:00pm ET | $17.49 | 1,407 | $24,608.43 | $24,612.11 |
$-1,052.30 (-4.1%) |
🛑 -10% Stop
1.2d held |
|
| 25 | 🟢 BUY | Jun 4, 2026 1:30pm ET | $17.05 | 1,443 | $24,600.26 | — | — | — |
| 🔴 SELL | Jun 5, 2026 9:30am ET | $16.74 | 1,443 | $24,155.82 | $24,167.67 |
$-444.44 (-1.8%) |
DEATH_CROSS
20h held |
|
| 26 | 🟢 BUY | Jun 8, 2026 2:10pm ET | $16.56 | 1,459 | $24,153.75 | — | — | — |
| 🔴 SELL | Jun 9, 2026 10:45am ET | $16.52 | 1,459 | $24,102.68 | $24,116.61 |
$-51.06 (-0.2%) |
DEATH_CROSS
20.6h held |
|
| 27 | 🟢 BUY | Jun 15, 2026 2:40pm ET | $17.20 | 1,401 | $24,104.20 | — | — | — |
| 🔴 SELL | Jun 15, 2026 3:55pm ET | $17.16 | 1,401 | $24,040.88 | $24,053.28 |
$-63.33 (-0.3%) |
DEATH_CROSS
1.3h held |
|
| 28 | 🟢 BUY | Jun 17, 2026 9:35am ET | $18.10 | 1,328 | $24,039.99 | — | — | — |
| 🔴 SELL | Jun 18, 2026 9:40am ET | $17.29 | 1,328 | $22,961.12 | $22,974.41 |
$-1,078.87 (-4.5%) |
🛑 -10% Stop
1d held |
|
| 29 | 🟢 BUY | Jun 22, 2026 9:50am ET | $17.87 | 1,285 | $22,962.95 | — | — | — |
| 🔴 SELL | Jun 22, 2026 10:55am ET | $17.14 | 1,285 | $22,020.14 | $22,031.60 |
$-942.81 (-4.1%) |
🛑 -10% Stop
1.1h held |
|
| 30 | 🟢 BUY | Jun 25, 2026 10:30am ET | $17.41 | 1,265 | $22,017.33 | — | — | — |
| 🔴 SELL | Jun 25, 2026 12:45pm ET | $17.30 | 1,265 | $21,884.50 | $21,898.77 |
$-132.83 (-0.6%) |
DEATH_CROSS
2.3h held |
Started with: $10,000.00
Total Invested:
$10,000.00
Ended with:
$21,898.77
Net Profit/Loss:
+$11,898.77
Total Return:
+118.99%