SOFI Surge PRO's Analysis
Last Year: 2025-09-25 to present • 39 trades in period
+15.15%
Last Year Return
$22,005.14
Current Value
28%
Win Rate
$19,110.77
Period Start
PHASE 1: COMPLACENT DECLINE
😴 Complacent Bear (strategies struggle)
Price declining but no fear. Strategies historically underperform. Wait for fear to build.
Fear & Greed
71
Greed
VIX
14.2
LOW
10Y Yield
5.11%
HIGH
Yield Curve
+0.31%
NORMAL
HY Spread
2.68
CALM
🌍 Kp Index
🟢 0.5
Quiet
RSI(14)
14.6 oversold
20d Trend
-30.9%
5d Trend
-17.8%
EMA20 Dist
-19.9%
ATR%
6.6%
Range Pos
2%
Bounce Ratio
0.1×
Green/Red 10d
1/9
Strategy Score Scored Sep 24, 2026
51
Lifetime
Confidence: 96%
Quality Components
Return-to-Risk
25.4/35
Total Return
17.3/25
Win Rate
0.4/15
Profit Factor
4.2/15
Consistency
6.3/10
Raw Quality
53.6/100
× Confidence 0.96
= 51.2
30-Day Momentum
0
-11.9%
30d Return
0%
Win Rate
3
Trades
0.6×
Profit Factor
Quality: 0.0
Conf: 0.61×
Declining (-51 vs lifetime)
Momentum below PRO threshold (40+)
How Scoring Works:
Score = Quality × Confidence.
Quality (0-100) rates absolute performance across 5 dimensions:
Return-to-Risk (35pts), Total Return (25pts), Win Rate (15pts), Profit Factor (15pts), Consistency (10pts).
Confidence (96%) adjusts for trade count and freshness —
more trades + recent activity = higher confidence.
Momentum uses the same model recalibrated for a 30-day trailing window.
PRO status requires both Lifetime Score ≥ 70 and Momentum ≥ 40.
Data Transparency (Last Year)
Hybrid data: Historical backfill + Yahoo/Alpaca (live) - verifiable market data
Data Source
Yahoo + Alpaca
Candles in Period
29,718
Timeframe
5-Minute Bars
Period Range
2025-09-25 → 2026-09-24
Trading Days
265 days
Data Gaps
None (10 market holidays)
Market Closed (10 days)
2025-11-27 — Thanksgiving, 2025-12-25 — Christmas Day, 2026-01-01 — New Year's Day, 2026-01-19 — MLK Jr. Day, 2026-02-16 — Presidents' Day, 2026-04-03 — Good Friday, 2026-05-25 — Memorial Day, 2026-06-19 — Juneteenth, 2026-07-03 — Independence Day (observed), 2026-09-07 — Labor Day
Brokerage: Alpaca Markets
✓ Tradeable on Alpaca
Stocks: Commission-free • Market hours: 9:30 AM - 4:00 PM ET
To execute these strategies, you'll need an Alpaca brokerage account.
Performance Summary (Last Year)
Period Start Capital
$19,110.77
Current Value
$22,005.14
Period P&L
$2,894.37
Max Drawdown
-16.5%
Sharpe Ratio
0.10
Trade Statistics (Last Year)
Trades in Period
39
Winners / Losers
11 /
28
Best Trade
+14.45%
Worst Trade
-6.48%
Avg Trade Return
+0.48%
Avg Hold Time
3d
💰 Trading Cost Analysis (Alpaca Fees) (Last Year)
Asset Type
📈 Stock
Fee Rate
FREE
Total Volume
$361,327.44
Estimated Fees
$0.00
Gross P&L
$2,894.37
Net P&L (after fees)
$2,894.37
Gross Return
+15.15%
Net Return (after fees)
+15.15%
✅ Stocks: Alpaca offers commission-free stock trading.
No fees on this symbol!
Actual fees may vary based on your volume tier. See Alpaca pricing.
Equity Curve — Your Money Over Time
Each dot is a completed trade. ● Green = profitable trade, ● Red = losing trade. Hover for details.
The dashed blue line shows your starting $10,000. Points above = profit, points below = loss.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
Price Action + Equity Overlay
📈 SOFI Price (left axis) vs 📊 Your Equity (right axis). See how the stock price moved while you held positions.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
📊 Price data: 265 trading days
🎯 Trade markers show BUY (▲) and SELL (▼) points
Trade History (Last Year - 39 trades)
How to Read This Table
Each row is one complete trade cycle (BUY → HOLD → SELL). Surge PRO had $19,110.77 at period start. When he sees a buy signal, he uses all available cash to buy shares. He holds until hitting his +5% target, -10% stop loss, or 30-day limit. After selling, the profit/loss is added to his balance, and the next trade uses that new balance.
| # | Action | Date & Time | Price/Share | Shares | Total Value | Balance After | Result | Exit Reason |
|---|---|---|---|---|---|---|---|---|
| 1 | 🟢 BUY | Sep 25, 2025 1:00pm ET | $28.38 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Sep 25, 2025 1:45pm ET | $28.02 | 0 | $0.00 | $18,868.49 |
$-242.28 (-1.3%) |
🛑 -10% Stop
0m held |
|
| 2 | 🟢 BUY | Oct 6, 2025 1:00pm ET | $27.06 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 6, 2025 2:00pm ET | $26.75 | 0 | $0.00 | $18,652.35 |
$-216.14 (-1.1%) |
🛑 -10% Stop
0m held |
|
| 3 | 🟢 BUY | Oct 9, 2025 2:50pm ET | $28.30 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 10, 2025 10:00am ET | $29.18 | 0 | $0.00 | $19,229.04 |
+$576.69 (+3.1%) |
🎯 +5% Target
0m held |
|
| 4 | 🟢 BUY | Oct 20, 2025 1:00pm ET | $28.65 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 21, 2025 10:00am ET | $28.29 | 0 | $0.00 | $18,987.48 |
$-241.56 (-1.3%) |
🛑 -10% Stop
0m held |
|
| 5 | 🟢 BUY | Oct 21, 2025 1:00pm ET | $28.85 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 21, 2025 2:10pm ET | $28.53 | 0 | $0.00 | $18,778.10 |
$-209.38 (-1.1%) |
🛑 -10% Stop
0m held |
|
| 6 | 🟢 BUY | Oct 23, 2025 1:00pm ET | $28.49 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 23, 2025 3:50pm ET | $28.09 | 0 | $0.00 | $18,514.50 |
$-263.60 (-1.4%) |
🛑 -10% Stop
0m held |
|
| 7 | 🟢 BUY | Oct 28, 2025 2:25pm ET | $31.57 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 29, 2025 10:00am ET | $31.07 | 0 | $0.00 | $18,222.91 |
$-291.59 (-1.6%) |
🛑 -10% Stop
0m held |
|
| 8 | 🟢 BUY | Nov 3, 2025 1:00pm ET | $31.11 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 3, 2025 1:20pm ET | $30.77 | 0 | $0.00 | $18,024.83 |
$-198.08 (-1.1%) |
🛑 -10% Stop
0m held |
|
| 9 | 🟢 BUY | Nov 5, 2025 3:00pm ET | $30.16 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 6, 2025 10:00am ET | $29.24 | 0 | $0.00 | $17,472.78 |
$-552.05 (-3.1%) |
🛑 -10% Stop
0m held |
|
| 10 | 🟢 BUY | Nov 7, 2025 1:10pm ET | $27.10 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 7, 2025 2:50pm ET | $27.83 | 0 | $0.00 | $17,939.68 |
+$466.90 (+2.7%) |
🎯 +5% Target
0m held |
|
| 11 | 🟢 BUY | Nov 10, 2025 1:00pm ET | $30.37 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 11, 2025 11:25am ET | $30.05 | 0 | $0.00 | $17,750.82 |
$-188.86 (-1.1%) |
🛑 -10% Stop
0m held |
|
| 12 | 🟢 BUY | Nov 11, 2025 1:40pm ET | $30.82 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 12, 2025 10:00am ET | $32.34 | 0 | $0.00 | $18,626.34 |
+$875.52 (+4.9%) |
🎯 +5% Target
0m held |
|
| 13 | 🟢 BUY | Nov 25, 2025 1:00pm ET | $27.79 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 26, 2025 10:00am ET | $28.54 | 0 | $0.00 | $19,128.84 |
+$502.50 (+2.7%) |
🎯 +5% Target
0m held |
|
| 14 | 🟢 BUY | Nov 26, 2025 1:00pm ET | $29.12 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 26, 2025 2:55pm ET | $28.79 | 0 | $0.00 | $18,909.08 |
$-219.76 (-1.1%) |
🛑 -10% Stop
0m held |
|
| 15 | 🟢 BUY | Nov 28, 2025 1:00pm ET | $29.72 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 1, 2025 10:00am ET | $29.28 | 0 | $0.00 | $18,629.18 |
$-279.90 (-1.5%) |
🛑 -10% Stop
0m held |
|
| 16 | 🟢 BUY | Dec 1, 2025 1:05pm ET | $29.64 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 1, 2025 2:25pm ET | $29.33 | 0 | $0.00 | $18,431.30 |
$-197.88 (-1.1%) |
🛑 -10% Stop
0m held |
|
| 17 | 🟢 BUY | Dec 4, 2025 1:00pm ET | $29.61 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 4, 2025 1:15pm ET | $29.31 | 0 | $0.00 | $18,242.03 |
$-189.27 (-1.0%) |
🛑 -10% Stop
0m held |
|
| 18 | 🟢 BUY | Dec 5, 2025 1:05pm ET | $27.65 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 8, 2025 10:40am ET | $27.34 | 0 | $0.00 | $18,041.03 |
$-201.00 (-1.1%) |
🛑 -10% Stop
0m held |
|
| 19 | 🟢 BUY | Dec 10, 2025 1:00pm ET | $27.10 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 11, 2025 10:00am ET | $26.79 | 0 | $0.00 | $17,838.20 |
$-202.83 (-1.1%) |
🛑 -10% Stop
0m held |
|
| 20 | 🟢 BUY | Dec 11, 2025 1:00pm ET | $27.13 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 12, 2025 10:05am ET | $26.78 | 0 | $0.00 | $17,605.36 |
$-232.84 (-1.3%) |
🛑 -10% Stop
0m held |
|
| 21 | 🟢 BUY | Dec 12, 2025 1:15pm ET | $27.47 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 12, 2025 2:05pm ET | $27.16 | 0 | $0.00 | $17,406.65 |
$-198.71 (-1.1%) |
🛑 -10% Stop
0m held |
|
| 22 | 🟢 BUY | Dec 19, 2025 1:00pm ET | $27.09 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 22, 2025 1:30pm ET | $27.22 | 0 | $0.00 | $17,490.11 |
+$83.46 (+0.5%) |
END_OF_DAY
0m held |
|
| 23 | 🟢 BUY | Dec 24, 2025 1:00pm ET | $27.48 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 26, 2025 10:10am ET | $27.14 | 0 | $0.00 | $17,273.87 |
$-216.24 (-1.2%) |
🛑 -10% Stop
0m held |
|
| 24 | 🟢 BUY | Jan 2, 2026 1:00pm ET | $27.33 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Jan 5, 2026 10:00am ET | $28.50 | 0 | $0.00 | $18,013.25 |
+$739.38 (+4.3%) |
🎯 +5% Target
0m held |
|
| 25 | 🟢 BUY | Jan 5, 2026 1:00pm ET | $29.14 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Jan 6, 2026 10:00am ET | $27.25 | 0 | $0.00 | $16,845.60 |
$-1,167.65 (-6.5%) |
🛑 -10% Stop
0m held |
|
| 26 | 🟢 BUY | Jan 7, 2026 1:40pm ET | $27.05 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Jan 8, 2026 12:35pm ET | $27.84 | 0 | $0.00 | $17,338.54 |
+$492.94 (+2.9%) |
🎯 +5% Target
0m held |
|
| 27 | 🟢 BUY | Jan 8, 2026 1:00pm ET | $27.93 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Jan 8, 2026 1:35pm ET | $27.63 | 0 | $0.00 | $17,150.49 |
$-188.05 (-1.1%) |
🛑 -10% Stop
0m held |
|
| 28 | 🟢 BUY | Jan 13, 2026 2:45pm ET | $26.95 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Jan 14, 2026 10:00am ET | $26.23 | 0 | $0.00 | $16,695.75 |
$-454.74 (-2.6%) |
🛑 -10% Stop
0m held |
|
| 29 | 🟢 BUY | Jan 16, 2026 1:05pm ET | $26.76 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Jan 16, 2026 2:10pm ET | $26.43 | 0 | $0.00 | $16,491.64 |
$-204.11 (-1.2%) |
🛑 -10% Stop
0m held |
|
| 30 | 🟢 BUY | Feb 6, 2026 1:00pm ET | $21.03 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Feb 6, 2026 2:05pm ET | $20.79 | 0 | $0.00 | $16,299.64 |
$-192.00 (-1.2%) |
🛑 -10% Stop
0m held |
|
| 31 | 🟢 BUY | Feb 9, 2026 1:00pm ET | $21.51 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Feb 9, 2026 3:45pm ET | $21.27 | 0 | $0.00 | $16,116.60 |
$-183.04 (-1.1%) |
🛑 -10% Stop
0m held |
|
| 32 | 🟢 BUY | Mar 31, 2026 9:30am ET | $15.47 | 1,041 | $16,104.27 | — | — | — |
| 🔴 SELL | Apr 8, 2026 9:30am ET | $17.70 | 1,041 | $18,430.90 | $18,443.23 |
+$2,326.63 (+14.4%) |
🎯 +5% Target
8d held |
|
| 33 | 🟢 BUY | Apr 14, 2026 9:30am ET | $17.54 | 1,051 | $18,434.54 | — | — | — |
| 🔴 SELL | Apr 17, 2026 9:35am ET | $19.80 | 1,051 | $20,809.80 | $20,818.49 |
+$2,375.26 (+12.9%) |
🎯 +5% Target
3d held |
|
| 34 | 🟢 BUY | May 26, 2026 9:30am ET | $16.50 | 1,261 | $20,812.80 | — | — | — |
| 🔴 SELL | May 29, 2026 11:35am ET | $18.51 | 1,261 | $23,334.93 | $23,340.62 |
+$2,522.13 (+12.1%) |
🎯 +5% Target
3.1d held |
|
| 35 | 🟢 BUY | Jun 15, 2026 9:30am ET | $17.31 | 1,348 | $23,327.14 | — | — | — |
| 🔴 SELL | Jul 10, 2026 9:35am ET | $19.43 | 1,348 | $26,191.77 | $26,205.25 |
+$2,864.63 (+12.3%) |
🎯 +5% Target
25d held |
|
| 36 | 🟢 BUY | Jul 27, 2026 9:30am ET | $17.20 | 1,523 | $26,203.21 | — | — | — |
| 🔴 SELL | Jul 28, 2026 9:30am ET | $16.39 | 1,523 | $24,966.54 | $24,968.57 |
$-1,236.68 (-4.7%) |
🛑 -10% Stop
1d held |
|
| 37 | 🟢 BUY | Aug 12, 2026 9:30am ET | $18.35 | 1,360 | $24,956.00 | — | — | — |
| 🔴 SELL | Aug 31, 2026 9:50am ET | $17.59 | 1,360 | $23,929.20 | $23,941.77 |
$-1,026.80 (-4.1%) |
🛑 -10% Stop
19d held |
|
| 38 | 🟢 BUY | Aug 12, 2026 9:30am ET | $18.35 | 1,360 | $24,956.00 | — | — | — |
| 🔴 SELL | Sep 9, 2026 10:55am ET | $17.61 | 1,360 | $23,953.14 | $22,938.91 |
$-1,002.86 (-4.0%) |
🛑 -10% Stop
28.1d held |
|
| 39 | 🟢 BUY | Sep 17, 2026 9:30am ET | $17.29 | 1,326 | $22,925.48 | — | — | — |
| 🔴 SELL | Sep 23, 2026 3:50pm ET | $16.58 | 1,326 | $21,991.71 | $22,005.14 |
$-933.77 (-4.1%) |
🛑 -10% Stop
6.3d held |
Started with: $10,000.00
Total Invested:
$10,000.00
Ended with:
$22,005.14
Net Profit/Loss:
+$12,005.14
Total Return:
+120.05%