SOFI Torque's Analysis
Last Year: 2025-09-24 to present • 47 trades in period
+2.69%
Last Year Return
$9,720.46
Current Value
43%
Win Rate
$9,466.10
Period Start
PHASE 1: COMPLACENT DECLINE
😴 Complacent Bear (strategies struggle)
Price declining but no fear. Strategies historically underperform. Wait for fear to build.
Fear & Greed
71
Greed
VIX
14.2
LOW
10Y Yield
5.11%
HIGH
Yield Curve
+0.31%
NORMAL
HY Spread
2.68
CALM
🌍 Kp Index
🟢 0.5
Quiet
RSI(14)
14.6 oversold
20d Trend
-30.9%
5d Trend
-17.8%
EMA20 Dist
-19.9%
ATR%
6.6%
Range Pos
2%
Bounce Ratio
0.1×
Green/Red 10d
1/9
Strategy Score Scored Sep 24, 2026
11
Lifetime
Confidence: 96%
Quality Components
Return-to-Risk
0.4/35
Total Return
4.4/25
Win Rate
1.4/15
Profit Factor
0.1/15
Consistency
5.2/10
Raw Quality
11.5/100
× Confidence 0.96
= 11.0
30-Day Momentum
Insufficient Recent Data
Fewer than 3 trades in the last 30 days. Momentum scores require recent trading activity.
How Scoring Works:
Score = Quality × Confidence.
Quality (0-100) rates absolute performance across 5 dimensions:
Return-to-Risk (35pts), Total Return (25pts), Win Rate (15pts), Profit Factor (15pts), Consistency (10pts).
Confidence (96%) adjusts for trade count and freshness —
more trades + recent activity = higher confidence.
Momentum uses the same model recalibrated for a 30-day trailing window.
PRO status requires both Lifetime Score ≥ 70 and Momentum ≥ 40.
Data Transparency (Last Year)
Hybrid data: Historical backfill + Yahoo/Alpaca (live) - verifiable market data
Data Source
Yahoo + Alpaca
Candles in Period
29,908
Timeframe
5-Minute Bars
Period Range
2025-09-24 → 2026-09-24
Trading Days
266 days
Data Gaps
None (10 market holidays)
Market Closed (10 days)
2025-11-27 — Thanksgiving, 2025-12-25 — Christmas Day, 2026-01-01 — New Year's Day, 2026-01-19 — MLK Jr. Day, 2026-02-16 — Presidents' Day, 2026-04-03 — Good Friday, 2026-05-25 — Memorial Day, 2026-06-19 — Juneteenth, 2026-07-03 — Independence Day (observed), 2026-09-07 — Labor Day
Brokerage: Alpaca Markets
✓ Tradeable on Alpaca
Stocks: Commission-free • Market hours: 9:30 AM - 4:00 PM ET
To execute these strategies, you'll need an Alpaca brokerage account.
Performance Summary (Last Year)
Period Start Capital
$9,466.10
Current Value
$9,720.46
Period P&L
$254.37
Max Drawdown
-18.9%
Sharpe Ratio
0.04
Trade Statistics (Last Year)
Trades in Period
47
Winners / Losers
20 /
27
Best Trade
+14.45%
Worst Trade
-13.56%
Avg Trade Return
+0.21%
Avg Hold Time
2.9d
💰 Trading Cost Analysis (Alpaca Fees) (Last Year)
Asset Type
📈 Stock
Fee Rate
FREE
Total Volume
$375,424.49
Estimated Fees
$0.00
Gross P&L
$254.37
Net P&L (after fees)
$254.37
Gross Return
+2.69%
Net Return (after fees)
+2.69%
✅ Stocks: Alpaca offers commission-free stock trading.
No fees on this symbol!
Actual fees may vary based on your volume tier. See Alpaca pricing.
Equity Curve — Your Money Over Time
Each dot is a completed trade. ● Green = profitable trade, ● Red = losing trade. Hover for details.
The dashed blue line shows your starting $10,000. Points above = profit, points below = loss.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
Price Action + Equity Overlay
📈 SOFI Price (left axis) vs 📊 Your Equity (right axis). See how the stock price moved while you held positions.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
📊 Price data: 266 trading days
🎯 Trade markers show BUY (▲) and SELL (▼) points
Trade History (Last Year - 47 trades)
How to Read This Table
Each row is one complete trade cycle (BUY → HOLD → SELL). Torque had $9,466.10 at period start. When he sees a buy signal, he uses all available cash to buy shares. He holds until hitting his +5% target, -10% stop loss, or 30-day limit. After selling, the profit/loss is added to his balance, and the next trade uses that new balance.
| # | Action | Date & Time | Price/Share | Shares | Total Value | Balance After | Result | Exit Reason |
|---|---|---|---|---|---|---|---|---|
| 1 | 🟢 BUY | Oct 1, 2025 9:30am ET | $26.99 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 1, 2025 10:50am ET | $26.78 | 0 | $0.00 | $9,394.35 |
$-71.75 (-0.8%) |
TREND_BREAK
0m held |
|
| 2 | 🟢 BUY | Oct 6, 2025 9:30am ET | $25.71 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 6, 2025 1:40pm ET | $26.91 | 0 | $0.00 | $9,830.53 |
+$436.18 (+4.7%) |
TREND_BREAK
0m held |
|
| 3 | 🟢 BUY | Oct 7, 2025 9:30am ET | $27.47 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 7, 2025 10:55am ET | $27.89 | 0 | $0.00 | $9,980.51 |
+$149.98 (+1.5%) |
TREND_BREAK
0m held |
|
| 4 | 🟢 BUY | Oct 10, 2025 9:30am ET | $29.15 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 10, 2025 10:15am ET | $28.80 | 0 | $0.00 | $9,859.10 |
$-121.41 (-1.2%) |
TREND_BREAK
0m held |
|
| 5 | 🟢 BUY | Oct 15, 2025 10:00am ET | $28.98 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 15, 2025 11:00am ET | $28.59 | 0 | $0.00 | $9,727.96 |
$-131.14 (-1.3%) |
TREND_BREAK
0m held |
|
| 6 | 🟢 BUY | Oct 20, 2025 9:35am ET | $27.48 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 20, 2025 11:50am ET | $28.16 | 0 | $0.00 | $9,966.91 |
+$238.95 (+2.5%) |
TREND_BREAK
0m held |
|
| 7 | 🟢 BUY | Oct 23, 2025 9:40am ET | $27.95 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 23, 2025 11:40am ET | $28.04 | 0 | $0.00 | $9,997.17 |
+$30.26 (+0.3%) |
TREND_BREAK
0m held |
|
| 8 | 🟢 BUY | Oct 24, 2025 9:30am ET | $29.19 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 24, 2025 10:50am ET | $29.16 | 0 | $0.00 | $9,987.87 |
$-9.30 (-0.1%) |
TREND_BREAK
0m held |
|
| 9 | 🟢 BUY | Oct 27, 2025 9:45am ET | $29.94 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Oct 27, 2025 11:00am ET | $29.74 | 0 | $0.00 | $9,918.07 |
$-69.80 (-0.7%) |
TREND_BREAK
0m held |
|
| 10 | 🟢 BUY | Nov 3, 2025 9:40am ET | $29.92 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 3, 2025 10:30am ET | $29.60 | 0 | $0.00 | $9,812.15 |
$-105.92 (-1.1%) |
TREND_BREAK
0m held |
|
| 11 | 🟢 BUY | Nov 7, 2025 1:10pm ET | $27.10 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 10, 2025 9:30am ET | $29.73 | 0 | $0.00 | $10,762.40 |
+$950.25 (+9.7%) |
🎯 +5% Target
0m held |
|
| 12 | 🟢 BUY | Nov 10, 2025 9:35am ET | $29.93 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 10, 2025 11:05am ET | $29.61 | 0 | $0.00 | $10,647.52 |
$-114.88 (-1.1%) |
TREND_BREAK
0m held |
|
| 13 | 🟢 BUY | Nov 12, 2025 9:30am ET | $31.46 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 12, 2025 10:50am ET | $31.48 | 0 | $0.00 | $10,653.81 |
+$6.29 (+0.1%) |
TREND_BREAK
0m held |
|
| 14 | 🟢 BUY | Nov 20, 2025 9:30am ET | $27.99 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 20, 2025 10:55am ET | $28.01 | 0 | $0.00 | $10,661.41 |
+$7.60 (+0.1%) |
TREND_BREAK
0m held |
|
| 15 | 🟢 BUY | Nov 21, 2025 11:55am ET | $24.85 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 21, 2025 1:05pm ET | $24.83 | 0 | $0.00 | $10,650.68 |
$-10.73 (-0.1%) |
TREND_BREAK
0m held |
|
| 16 | 🟢 BUY | Nov 24, 2025 9:30am ET | $26.31 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Nov 24, 2025 2:30pm ET | $27.00 | 0 | $0.00 | $10,927.42 |
+$276.74 (+2.6%) |
TREND_BREAK
0m held |
|
| 17 | 🟢 BUY | Dec 2, 2025 9:55am ET | $30.19 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 2, 2025 10:30am ET | $29.52 | 0 | $0.00 | $10,684.65 |
$-242.77 (-2.2%) |
TREND_BREAK
0m held |
|
| 18 | 🟢 BUY | Dec 12, 2025 12:45pm ET | $27.18 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 12, 2025 2:00pm ET | $27.23 | 0 | $0.00 | $10,706.26 |
+$21.61 (+0.2%) |
TREND_BREAK
0m held |
|
| 19 | 🟢 BUY | Dec 16, 2025 10:00am ET | $26.70 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 16, 2025 10:20am ET | $26.06 | 0 | $0.00 | $10,452.39 |
$-253.87 (-2.4%) |
TREND_BREAK
0m held |
|
| 20 | 🟢 BUY | Dec 18, 2025 9:30am ET | $26.41 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Dec 18, 2025 12:00pm ET | $26.47 | 0 | $0.00 | $10,474.11 |
+$21.72 (+0.2%) |
TREND_BREAK
0m held |
|
| 21 | 🟢 BUY | Jan 2, 2026 11:40am ET | $26.94 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Jan 2, 2026 1:45pm ET | $27.36 | 0 | $0.00 | $10,639.01 |
+$164.90 (+1.6%) |
TREND_BREAK
0m held |
|
| 22 | 🟢 BUY | Jan 5, 2026 9:35am ET | $28.02 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Jan 5, 2026 12:30pm ET | $29.48 | 0 | $0.00 | $11,192.35 |
+$553.34 (+5.2%) |
TREND_BREAK
0m held |
|
| 23 | 🟢 BUY | Jan 21, 2026 2:30pm ET | $25.71 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Jan 21, 2026 3:25pm ET | $25.48 | 0 | $0.00 | $11,094.43 |
$-97.92 (-0.9%) |
TREND_BREAK
0m held |
|
| 24 | 🟢 BUY | Jan 22, 2026 9:30am ET | $26.23 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Jan 22, 2026 11:45am ET | $26.21 | 0 | $0.00 | $11,084.34 |
$-10.09 (-0.1%) |
TREND_BREAK
0m held |
|
| 25 | 🟢 BUY | Jan 30, 2026 9:30am ET | $24.79 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Jan 30, 2026 9:35am ET | $24.00 | 0 | $0.00 | $10,730.76 |
$-353.58 (-3.2%) |
TREND_BREAK
0m held |
|
| 26 | 🟢 BUY | Feb 3, 2026 9:30am ET | $22.73 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Feb 3, 2026 9:55am ET | $22.09 | 0 | $0.00 | $10,431.65 |
$-299.11 (-2.8%) |
TREND_BREAK
0m held |
|
| 27 | 🟢 BUY | Feb 6, 2026 9:30am ET | $20.15 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Feb 6, 2026 12:35pm ET | $21.01 | 0 | $0.00 | $10,878.85 |
+$447.20 (+4.3%) |
TREND_BREAK
0m held |
|
| 28 | 🟢 BUY | Feb 9, 2026 9:40am ET | $21.31 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Feb 9, 2026 1:15pm ET | $21.42 | 0 | $0.00 | $10,936.48 |
+$57.63 (+0.5%) |
TREND_BREAK
0m held |
|
| 29 | 🟢 BUY | Feb 10, 2026 10:05am ET | $21.91 | 0 | $0.00 | — | — | — |
| 🔴 SELL | Feb 10, 2026 11:25am ET | $21.80 | 0 | $0.00 | $10,881.59 |
$-54.89 (-0.5%) |
TREND_BREAK
0m held |
|
| 30 | 🟢 BUY | Mar 9, 2026 3:30pm ET | $18.78 | 579 | $10,873.62 | — | — | — |
| 🔴 SELL | Mar 12, 2026 11:10am ET | $17.77 | 579 | $10,288.83 | $10,296.80 |
$-584.79 (-5.4%) |
🛑 -10% Stop
2.8d held |
|
| 31 | 🟢 BUY | Mar 16, 2026 9:30am ET | $18.00 | 571 | $10,279.14 | — | — | — |
| 🔴 SELL | Mar 17, 2026 2:05pm ET | $17.08 | 571 | $9,755.53 | $9,773.19 |
$-523.61 (-5.1%) |
🛑 -10% Stop
1.2d held |
|
| 32 | 🟢 BUY | Mar 23, 2026 9:30am ET | $17.16 | 569 | $9,764.04 | — | — | — |
| 🔴 SELL | Mar 26, 2026 9:30am ET | $16.25 | 569 | $9,246.25 | $9,255.40 |
$-517.79 (-5.3%) |
🛑 -10% Stop
3d held |
|
| 33 | 🟢 BUY | Mar 31, 2026 9:30am ET | $15.47 | 598 | $9,251.06 | — | — | — |
| 🔴 SELL | Apr 8, 2026 9:30am ET | $17.70 | 598 | $10,587.59 | $10,591.93 |
+$1,336.53 (+14.4%) |
🎯 +5% Target
8d held |
|
| 34 | 🟢 BUY | Apr 13, 2026 10:05am ET | $16.64 | 636 | $10,579.86 | — | — | — |
| 🔴 SELL | Apr 15, 2026 9:30am ET | $18.46 | 636 | $11,740.56 | $11,752.63 |
+$1,160.70 (+11.0%) |
🎯 +5% Target
2d held |
|
| 35 | 🟢 BUY | Apr 16, 2026 9:30am ET | $19.51 | 602 | $11,745.02 | — | — | — |
| 🔴 SELL | Apr 23, 2026 10:00am ET | $18.51 | 602 | $11,142.96 | $11,150.57 |
$-602.06 (-5.1%) |
🛑 -10% Stop
7d held |
|
| 36 | 🟢 BUY | Apr 27, 2026 9:40am ET | $19.07 | 584 | $11,133.96 | — | — | — |
| 🔴 SELL | Apr 29, 2026 9:30am ET | $16.48 | 584 | $9,624.32 | $9,640.93 |
$-1,509.64 (-13.6%) |
🛑 -10% Stop
2d held |
|
| 37 | 🟢 BUY | Apr 30, 2026 10:40am ET | $16.03 | 601 | $9,634.03 | — | — | — |
| 🔴 SELL | May 19, 2026 9:45am ET | $15.14 | 601 | $9,096.14 | $9,103.03 |
$-537.90 (-5.6%) |
🛑 -10% Stop
19d held |
|
| 38 | 🟢 BUY | May 26, 2026 9:30am ET | $16.50 | 551 | $9,094.25 | — | — | — |
| 🔴 SELL | May 29, 2026 9:30am ET | $18.25 | 551 | $10,055.75 | $10,064.53 |
+$961.50 (+10.6%) |
🎯 +5% Target
3d held |
|
| 39 | 🟢 BUY | Jun 1, 2026 11:05am ET | $18.44 | 545 | $10,052.52 | — | — | — |
| 🔴 SELL | Jun 2, 2026 2:55pm ET | $17.51 | 545 | $9,540.28 | $9,552.28 |
$-512.25 (-5.1%) |
🛑 -10% Stop
1.2d held |
|
| 40 | 🟢 BUY | Jun 8, 2026 9:55am ET | $16.34 | 584 | $9,542.50 | — | — | — |
| 🔴 SELL | Jun 16, 2026 2:10pm ET | $17.98 | 584 | $10,500.38 | $10,510.16 |
+$957.88 (+10.0%) |
🎯 +5% Target
8.2d held |
|
| 41 | 🟢 BUY | Jun 23, 2026 10:20am ET | $17.64 | 595 | $10,492.83 | — | — | — |
| 🔴 SELL | Jul 10, 2026 9:35am ET | $19.43 | 595 | $11,560.91 | $11,578.24 |
+$1,068.08 (+10.2%) |
🎯 +5% Target
17d held |
|
| 42 | 🟢 BUY | Jul 14, 2026 9:40am ET | $18.62 | 621 | $11,563.02 | — | — | — |
| 🔴 SELL | Jul 16, 2026 9:35am ET | $17.65 | 621 | $10,960.59 | $10,975.81 |
$-602.43 (-5.2%) |
🛑 -10% Stop
2d held |
|
| 43 | 🟢 BUY | Jul 27, 2026 9:30am ET | $17.20 | 637 | $10,959.58 | — | — | — |
| 🔴 SELL | Jul 28, 2026 9:50am ET | $16.22 | 637 | $10,329.59 | $10,345.81 |
$-629.99 (-5.7%) |
🛑 -10% Stop
1d held |
|
| 44 | 🟢 BUY | Aug 3, 2026 9:35am ET | $16.73 | 618 | $10,338.15 | — | — | — |
| 🔴 SELL | Aug 4, 2026 10:40am ET | $18.41 | 618 | $11,374.29 | $11,381.95 |
+$1,036.14 (+10.0%) |
🎯 +5% Target
1d held |
|
| 45 | 🟢 BUY | Aug 12, 2026 9:30am ET | $18.35 | 620 | $11,377.00 | — | — | — |
| 🔴 SELL | Sep 1, 2026 9:50am ET | $17.43 | 620 | $10,806.54 | $10,811.49 |
$-570.46 (-5.0%) |
🛑 -10% Stop
20d held |
|
| 46 | 🟢 BUY | Aug 12, 2026 9:30am ET | $18.35 | 620 | $11,377.00 | — | — | — |
| 🔴 SELL | Sep 9, 2026 11:15am ET | $17.42 | 620 | $10,803.50 | $10,237.99 |
$-573.50 (-5.0%) |
🛑 -10% Stop
28.1d held |
|
| 47 | 🟢 BUY | Sep 17, 2026 9:30am ET | $17.29 | 592 | $10,235.21 | — | — | — |
| 🔴 SELL | Sep 24, 2026 9:35am ET | $16.42 | 592 | $9,717.68 | $9,720.46 |
$-517.53 (-5.1%) |
🛑 -10% Stop
7d held |
Started with: $10,000.00
Total Invested:
$10,000.00
Ended with:
$9,720.46
Net Profit/Loss:
$-279.54
Total Return:
-2.80%